That point about building a small emergency buffer first made all the difference for me. When my alternator died two months into paying off debt, actually having the cash ready kept me from spiraling right back into old habits. It really is just as much about peace of mind as the math.
Mike –
That point about building a small emergency buffer first made all the difference for me. When my alternator died two months into paying off debt, actually having the cash ready kept me from spiraling right back into old habits. It really is just as much about peace of mind as the math.